Global Living, Local Loving
Discover what happens when your next chapter has no postal code and borders become suggestions, not barriers.
Live Better, Pay Less Tax, Keep Your Freedom—Without the Million-Dollar Price Tag
Strategic guidance for globally minded individuals ready to optimize taxes, gain mobility, and design a borderless life.
For people with $50K+, not just the ultra-wealthy.
1. OPTIMIZE YOUR TAX RESIDENCE
Move your tax home to countries with favorable flat tax regimes for foreign income. Keep more of what you earn while living in beautiful European destinations. This includes residency planning, tax optimization strategy, and lifestyle design.
2. SECURE YOUR SECOND PASSPORT
Obtain dual citizenship to enhance your freedom and create options. This includes EU citizenship by ancestry, golden visa programs, and citizenship by investment tailored to accessible budgets.
3. BUILD YOUR EUROPEAN BASE
Establish your life in destinations where your money goes 3X further. This includes property research (including €1 home programs), community integration, and practical relocation support.
Latest Global News
Our Primary Service Offer
HOW OUR PROCESS WORKS
We help middle-market professionals, entrepreneurs, and retirees create practical international strategies. You'll reduce your tax burden, gain geographic freedom, and build the lifestyle you've always wanted in three steps:
LIFESTYLE STRATEGY
We research European destinations matching your financial situation and lifestyle priorities, compare tax regimes and real costs, then connect you with trusted professionals who execute the plan. You get a comprehensive report showing 2-3 countries that work for YOUR situation—not generic advice.
Result: Clear direction, real budgets, vetted professionals, strategic roadmap.
CITIZENSHIP & RESIDENCY
Secure your freedom with second residence visas and dual citizenship options. We identify pathways you qualify for—from EU ancestry to golden visas to retirement programs—within realistic budgets. No $500K minimums or ultra-wealthy requirements.
Result: Multiple citizenship options, realistic timelines, accessible pathways.
COMMUNITY & INTEGRATION
Build relationships and community in your new home. International living isn't just about tax savings—it's about building meaningful connections. We connect you with expat networks, cultural integration resources, and the social infrastructure that makes international living fulfilling, not isolating.
Result: Social connections, community support, genuine belonging.
Life Beyond Borders
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5 Countries Where Your Retirement Dollar Goes 3X Further
Free Guide from Borders & Bucks
Your pathway to affordable international living without sacrificing quality of life!
WHO WE SERVE...
DIGITAL PROFESSIONALS & ENTREPRENEURS
You earn $75K-$250K+ annually with location-independent income or business. You have at least $50K in accessible funds and want to reduce your 30-40% tax burden while gaining geographic freedom. You're successful but not ultra-wealthy—and you're tired of being taxed like you are.
RETIREES & PRE-RETIREES
You have foreign pension income or retirement savings of $50K+. You want to stretch your retirement dollar 2-3X further while living in beautiful, culturally rich destinations with excellent healthcare. Your retirement shouldn't mean settling for less—it should mean living better for less.
FREEDOM-SEEKERS & EXPLORERS
You value experiences over status symbols. You're curious about the world, open to new communities, and ready to design a life that prioritizes relationships, adventure, and financial intelligence. You know there's a better way to live—you just need the roadmap.
Strategic Research
Trusted Network
Clear Roadmap
HOW BORDERS AND BUCKS IS DIFFERENT
ACCESSIBLE EXPERTISE
Them: $1M+ net worth requirements Us: $50K minimum, realistic strategies for middle-market professionals
We serve the globally curious who've been priced out of traditional international planning services.
EUROPEAN SPECIALISTS
Them: Global focus across 100+ countries Us: Deep European expertise—Portugal, Cyprus, Greece, Italy, and surrounding regions
We know these markets intimately because we've lived the research. From Italy's €1 homes to Cyprus's non-dom regime, we understand European opportunities in detail.
LIFESTYLE-FIRST APPROACH
Them: Tax optimization and offshore structures Us: Tax savings + community + quality of life
Your life isn't just about minimizing taxes. We design strategies that work financially AND create the lifestyle you actually want to live.
TRANSPARENT & ETHICAL
Them: Undisclosed fees and structures Us: Clear pricing, honest limitations, disclosed relationships
We tell you what we do and don't provide. We disclose referral relationships. We only recommend professionals we'd trust with our own families' futures.
You are in good company
Join satisfied customers around the world who are already using Borders and Bucks.
"After six months of research paralysis trying to figure out European options, Borders and Bucks gave me a clear Portugal strategy in three weeks. Now I'm paying 10% tax instead of 32% and living in a coastal town I love. The service paid for itself in the first month."
Sarah M.
Digital Marketing
"I thought international living was only for the ultra-wealthy. Phil showed me realistic pathways to Italian residency with the 7% pension tax that actually fit my retirement budget. I'm now living in Puglia for less than my Sydney rent alone used to cost.
David R.
Retiree
"I was overwhelmed by conflicting information about residency requirements. Borders and Bucks cut through the noise with a personalized roadmap for Spain's Beckham Law. Six months later, I'm based in Valencia, my tax burden is a fraction of what it was, and I actually have a work-life balance for the first time in years."
John H.
Software Consultant
"The European Lifestyle Strategy gave me three solid options I'd never considered, complete with real budgets and professional contacts in each country. Worth every dollar for the time saved and mistakes avoided."
Jennifer K
E-commerce Business Owner
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